PCI-DSS Compliance Solution

Achieve PCI-DSS Compliance
Without Moving Cardholder Data

Cipherion secures PANs, CVVs, and transaction metadata inside your infrastructure — enabling PCI compliance with field-level encryption, tokenization, and real-time audit logs.

What Is PCI-DSS and Who Must Comply?

Payment Card Industry Data Security Standard (PCI-DSS) applies to any business that stores, processes, or transmits credit card information. Whether you're a fintech startup, online store, or payment processor — non-compliance can result in hefty fines, audits, and breach liability.

Key Elements PCI-DSS Requires

Secure storage of cardholder dataAccess controlEncryptionMonitoring & loggingRegular testing

PCI-DSS Compliance Matrix – Cipherion’s Support

Req 3.4: Render PAN Unreadable

Requirement

PAN must be encrypted, truncated, tokenized, or hashed

Cipherion Approach

Cipherion encrypts PANs and CVVs using polymorphic encryption and supports format-preserving tokenization

Req 3.5: Protect Keys

Requirement

Keys must be stored securely and access controlled

Cipherion Approach

Cipherion uses ephemeral, session-based keys generated at runtime — no static key storage

Req 7: Restrict Access to Cardholder Data

Requirement

Limit access to only what’s required for business

Cipherion Approach

Cipherion integrates with client-side logic to authorize access based on transaction context, not centralized roles

Req 10: Track & Monitor Access

Requirement

Log every access to CHD (Cardholder Data)

Cipherion Approach

Built-in access logs capture user ID, transaction type, IP address, and timestamp — streamed to your logging system or SIEM

Req 9: Physical & Logical Security

Requirement

Secure card data in storage and transit

Cipherion Approach

Cipherion encrypts data both in transit (API layer) and at rest (DB field-level), ensuring end-to-end security without re-architecting systems

How Cipherion Enables PCI-DSS Compliance?

Encrypt PANs and CVVs Inline

Directly integrate encryption into your card input flows and store tokens instead of raw data — without changing your database schema.

Tokenize Without Losing Format

Cipherion provides format-preserving tokenization (FPT) — allowing card number storage for logging, reconciliation, or analytics, without revealing true values.

Track All Access to CHD

Each time a PAN or CVV is accessed, the event is logged with metadata. Logs are immutable and audit-ready for PCI-DSS 10.2, 10.3, and 10.6 compliance.

Ephemeral Key Handling

Cipherion avoids long-term storage of encryption keys — using secure session-based key generation and disposal mechanisms.

Payment Data Flow with Cipherion

Payment Frontend / POS

Card Input

Cipherion SDK

Encrypt PAN & CVV

Merchant API / DB

Store Tokenized Data

Audit Logger + Token Mapper

Log & Map Tokens

Why Cipherion for PCI-DSS Environments?

Compliance Without Lock-In or Re-Architecture

Cipherion fits into your existing payment stack, encrypts data at the source, and logs everything for PCI-DSS audits — without offloading your cardholder data to a third-party vault.

Key Benefits:
PAN + CVV encryption at input layerFormat-preserving tokenizationLogging built for PCI-DSS Sections 10.2–10.6Session-based key generationWorks with existing databases, APIs, gatewaysNo vendor lock-in or shared storage

Ready to Secure Your Data with

Quantum-Resilient Encryption?

Schedule a personalized demo today and discover how our field-level encryption can transform your security posture.